"I WAS HOOKED ON REAL ESTATE"

I lived in that tiny flat for a while, then moved to a spacious house, sharing the rent  with friends overlooking Manly with a magnificent pool and a harbour view. 

I rented out my tiny flat and suddenly I became a landlord too!  And a property “investor”!

I soon discovered  the joys and challenges of being a landlord. 

That’s when I learned the ropes of property investing: defects and repairs, water leaks and body corporate, rodent control, delinquent tenants, navigating interest-only loans, negative gearing, tax deductions and securing bank funding.

But I loved every bit of it! I was hooked on real estate!

LESSON #1. Start Before You Feel Ready

That first purchase wasn't perfect. But it got me into the market. I learnt a lot, and was able to leverage that first imperfect investment into a two bedroom unit with distant harbour views in Neutral Bay.

"IT HASN'T BEEN ALL ROSY"

That first purchase was far from perfect. I held it around 5 years and made no money on it.

And ​ it hasn’t been all rosy. In fact, it has been a rollercoaster ride through numerous economic, political, lending, financial, tax, and policy fluctuations that have influenced the Australian property landscape over the years.

LESSON#2. The Time is Never Perfect. 

There will never be a perfect time  when all the signs align, There is always headwinds and roadblocks and uncertainty. Always.  Buy when it suits you, when you have the deposit and access to the financing, not when it is supposedly "correct".

"THAT DECISION COST ME MILLIONS"

My path has traversed the stock market crash of the '80s, the dot-com crash, the Asian Financial Crisis, the Australian recession, the Global Financial Crisis, the challenges posed by SARS, the advent of foreign investor taxes and capital gains taxes, and, of course, the recent disruption caused by the pandemic and the housing crisis and war in Iran..

I have witnessed Australian mortgage interest rates fluctuate between a staggering 17% and a mere 3%. 

I have also made some expensive mistakes along the way. I invested in the stock market twice without professional advice and lost all my capital.

I sold some properties that I should have kept. I missed many property buying opportunities that I should have taken.

I failed to act and buy in Singapore when I moved there in 1992. That decision cost me over AU$1 million dollars.
I panicked and SOLD in Hong Kong when Margaret Thatcher announced Britain was handing Hong Kong back to China in 1997. That decision also cost me several million.

LESSON #3.  Fear and Uncertainty Is The Most Expensive Mistake 

Most of my own missed opportunities came down to hesitation - not logic.

"IF THERE IS ONE TAKE AWAY FROM ALL THIS, THESE TWO SENTENCES PROBABLY SUM IT UP"

I have personally regretted OT buying, but NEVER regretted buying, real estate. But I have seen many buy the wrong property.

If there is one key thing I have learned after 30 plus years:

GOOD PROPERTY IS RARELY THE PROBLEM.

Choosing the wrong one is. 

And that is exactly where I help my clients..

"EXPERTISE, EXPERIENCE AND EDUCATION IS ABSOLUTELY THE KEY TO SUCCESS IN THE AUSTRALIAN PROPERTY MARKET"

If you are thinking of buying a apartment or unit in ,Melbourne, you need someone like me on your side. 

Someone who has been there, done that, and knows the ins and outs of the market.

Someone who can help you find the best deals, negotiate the best prices, and avoid the pitfalls.

Someone who has access to every single property advertised and listed. And access to pocket listings, and off market properties not yet advertised to the public.

Someone who is not selling you anything but their expertise and knowledge.

Someone who is on your side.

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But don’t take my word for it. Read my testimonials,  and book an explanatory call with me and see for yourself if we are a good fit!

"BUYING A PROPERTY CAN FUN, REWARDING AND LIFE CHANGING"

Buying a property is not easy. It can be stressful, confusing, and overwhelming.

But it can also be fun, rewarding, and life-changing.

It all depends on who you work with.

You need a buyer’s agent who understands your needs, your goals, your budget, and your personality.

You need a buyer’s agent who has your best interests at heart.

You need a buyer’s agent who can make your property dreams come true.

Let’s chat.

Whether it is your first ever property, an investment or your own multi-million dollar home, I can help.

Our explanatory chat will tell us whether we get along well or not. Buying a property requires great interaction and a strong relationship between you (the buyer) and me (your personal advisor and agent).

"LET'S HAVE AN INTRODUCTORY CALL TOGETHER"

If we don’t click, we don’t work together. No hard feelings. It only costs us both a little time on a phone call.

But if we do click, we can make it happen.

Are you ready to take the next step?

Book your explanatory call with me today and let’s get started on your Australian property journey! Let me know your ideas, plans, thoughts and  concerns. 

And finally, if you do decide NOT to work with me, PLEASE do employ someone else, another buyer’s agent, to work with you. 

The sellers agent is a fully trained professional, and will use their inside knowledge, experience, tactics and even tricks to get the  highest price possible from the buyer. 
Don’t let it be you!

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